Posted by Marie Presti on 12/16/2017


15 Malvern Terrace, Newton, MA 02466

Auburndale

Rental

$5,000
Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Islington Peninsula! This waterfront NEW CONSTRUCTION 3 level townhouse is a nature lovers delight! Featuring 3 large bedrooms, 2.5 baths, 2 car garage, stainless steel kitchen, open layout on a dead end street. Quiet, Serene, and Beautiful to sit on your 10x18 sf deck and look out to the Charles River. Kayaks, Paddle boarding, and other non motor sports available. A second 4X10 sf deck off the master bedroom upstairs perfect location for drinking your morning coffee. Available Jan 15, 2018. Large garage and extra storage in the basement. Must see to appreciate! Short walk to Norumbega Conversation Area with many walking trails. Looking to have tenant sign a lease through summer 2019. Inside pictures coming soon!
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   Newton   02466  
Categories: New Homes  


Posted by Marie Presti on 12/16/2017


71 Woodland Rd, Newton, MA 02466

Rental

$2,700
Price

9
Rooms
4
Beds
1
Baths
Large Philadelphia style unit in a two family in Auburndale. Walk to commuter rail to Boston or Riverside Green Line subway station. Open living room and dining room with built in, updated kitchen with stainless steel appliances and granite counters, laundry room, pantry which could be used as a breakfast area. A total of 4 bedrooms but one offers a fireplace and could be an office or family room. Large partially finished basement with private storage. 2 car parking. Common yard.
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   Newton   02466  
Categories: Price Change  


Posted by Marie Presti on 12/10/2017

Before you meet with lenders to refinance your home, thereís certain steps that you should take to make sure that you are ready to refinance and that the entire process will go smoothly. Whether you want to do a renovation or just get a lower interest rate, refinancing can be useful. These tips will be very helpful to you in making an informed decision.  


The Numbers Wonít Lie


Just like when you first purchase a home, youíll need to take a look at your own financial situation to see if refinancing actually makes sense for you. If youíre less than 30 years from retirement, you may want to rethink getting another mortgage that starts from scratch. You can always consider a 15-year mortgage, knowing that your monthly payments will be higher, giving you some breathing room from another 30 years of mortgage payments.  


Know Your Credit Score


You should be checking in on your credit report periodically in order to catch any red flags early. Youíll also know and understand any weak spots in your credit. Youíll have time to eliminate any errors and give your score time to readjust. 

You should also get an idea of where you stand with your credit score. Credit card companies often provide this. Thereís also a few free services that exist to help you obtain your credit score. Knowing this information can be very helpful when youíre looking to refinance a home.


Find Out Your Homeís Value


Lenders want to know that you donít owe more than 80% of what your home is worth. An appraisal will be a part of the refinance process, but before you even start, it will be helpful to know how much you owe versus how much your home is worth. If you owe more than your home is worth, you may want to reconsider doing the kitchen over or going for that lower interest rate. Moving might be a better option financially.  


Get Your Finances Straight


A lender likes to know that youíre in good financial standing before they grant you a loan. Work on paying down your credit card balances and donít max out any cards that you do have. All this can hurt your credit and your chances of obtaining a loan. You can even talk to some lenders beforehand in order to see if refinancing is a good idea. 


Do Your Homework


All lenders are not created equal. You can start with your current lender when it comes to refinancing. Since they want to keep your business, your lender will hopefully have some good deals for you. Youíll need to take some time to compare rates from different companies and find the lowest rates available. If you do your homework, youíll be able to get the best deals and not regret your refinancing decision.




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Posted by Marie Presti on 12/8/2017


71 Woodland Rd, Newton, MA 02466

Rental

$2,800
Price

9
Rooms
4
Beds
1
Baths
Large Philadelphia style unit in a two family in Auburndale. Walk to commuter rail to Boston or Riverside Green Line subway station. Open living room and dining room with built in, updated kitchen with stainless steel appliances and granite counters, laundry room, pantry which could be used as a breakfast area. A total of 4 bedrooms but one offers a fireplace and could be an office or family room. Large partially finished basement with private storage. 2 car parking. Common yard.
Open House
Saturday
December 09 at 10:00 AM to 11:00 AM
Cannot make the Open Houses?
Location: 71 Woodland Rd, Newton, MA 02466    Get Directions

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Tags: Real estate   Rental   Open House   Newton   02466  
Categories: Open House  


Posted by Marie Presti on 12/3/2017

If this is your first time buying a home, you might be worried that you arenít asking enough questions. Or maybe youíre concerned youíre not asking the right questions--the things that matter the most when making a financial decision as important and life-changing as buying a home.  

While everyoneís situation is unique when buying a home, there are some questions that all buyers could benefit from asking. These questions will help you learn more about the home, how competitive the house is, and how much work youíll need to put into it.

Since time is usually of the essence for people buying a home, it makes sense to ask questions early on so that you donít waste too much time exploring an option that isnít ideal for your situation.

In this article, weíre going to give you 5 important questions to ask when you talk to a seller and their agent so that you can be prepared to make the best decision for you or your family.

1. How flexible is the asking price?

While few sellers or agents will outright tell you if theyíd accept a lower offer, itís still a good idea to ask this question, as it will open up a conversation about the sellerís feelings toward the home and whether theyíre pricing high with the hopes of receiving slightly lower offers.

2. How many offers has the home received?

It may seem counterintuitive, but most agents and sellers will be quite happy to tell you if theyíve received other offers. They know that once you know the current offer youíll have to either come up with a higher offer or move on. Itís a win-win for you and the seller, as it equips both of you with information you need to make the best choice.

3. Why are the sellers moving away?

This question can be personal, so if you receive an answer that suggests itís a family matter, donít press for too many details. However, some sellers and agents will let you know exactly why the house is for sale. From this simple question, you can learn the sellerís timeline for making the sale, details about the schools or neighborhoods, and any other reason that might drive someone to move out of the neighborhood.

4. Are there any problems with the house that you know of?

Although youíll have an inspection contingency in your contract if you do decide to make an offer on the home, itís better to know if there are any issues with the home before going through the bidding process.

Most sellers understand this and will be upfront about any problems with the home, including repairs that need to be made now or will need to be made soon after you move in.

5. What is the average cost of utilities?

Buying a home comes with a lot of added costs and fees. However, many people forget about the changes in the cost of utilities that comes with buying a home--especially if youíre moving from an apartment where some utilities may have been included.

The seller will be able to give you a good estimate on the cost of electricity, garbage removal, internet, heat, and more.




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