Posted by Marie Presti on 12/17/2017

Selling a house and getting a residence show-ready are two entirely different things.

If you list your house, homebuyers can evaluate it at their convenience. But merely listing a residence offers no guarantees.

Instead, a home seller may want to get his or her residence show-ready. Because if a house is show-ready, the likelihood increases that homebuyers will fall in love with this home as soon as they see it.

There are many quick, easy ways to get your home show-ready, and these include:

1. Clean and Declutter Your Home

Mop the floors, wipe down countertops and conduct various home cleaning tasks. That way, you can transform an ordinary home interior into an immaculate one.

Also, don't forget to declutter your residence as much as possible. If you evaluate your personal belongings, you can identify clutter and work to remove excess items from your house.

For those who need to get rid of clutter, you may be able to sell excess items at a garage sale or online. Also, you can donate excess items to local charities or give these items to family members and friends.

2. Revamp Your House's Exterior

Mow the front lawn, repair any cracked or damaged home siding and complete assorted home exterior improvements. By doing so, you can boost your house's curb appeal and help your home stand out to potential buyers.

Remember, your home's curb appeal may make or break a possible sale. If you allocate the necessary time and resources to revamp your house's exterior, you can increase the chance that a buyer will set up a home showing that could lead to a home sale.

3. Perform Last-Minute Touch-Ups

The final hours before a home showing can be stressful. Fortunately, if you know how to perform myriad last-minute touch-ups, you can boost the likelihood that your residence will make a great first impression on buyers.

Opening the blinds is a great way to brighten up your house prior to a showing. Furthermore, you should empty any trash bins to minimize the risk that unpleasant odors may emanate throughout your home.

Clearly, there's a lot that you can do to get your house show-ready. And if you need extra help as you sell your house, you may want to collaborate with a real estate agent as well.

A real estate agent is a housing market expert who understands what it takes to get a house show-ready. He or she is happy to provide home showing recommendations to ensure that you can stir up plenty of interest in your residence.

Of course, a real estate agent provides plenty of assistance throughout the home selling process too. This housing market professional will help you craft an engaging home listing, promote your residence to potential buyers and negotiate with a buyer's agent on your behalf. He or she will even respond to your home selling concerns and queries.

Prepare your house for a showing Ė use the aforementioned tips, and you should have no trouble getting your residence show-ready.




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Posted by Marie Presti on 12/10/2017

Before you meet with lenders to refinance your home, thereís certain steps that you should take to make sure that you are ready to refinance and that the entire process will go smoothly. Whether you want to do a renovation or just get a lower interest rate, refinancing can be useful. These tips will be very helpful to you in making an informed decision.  


The Numbers Wonít Lie


Just like when you first purchase a home, youíll need to take a look at your own financial situation to see if refinancing actually makes sense for you. If youíre less than 30 years from retirement, you may want to rethink getting another mortgage that starts from scratch. You can always consider a 15-year mortgage, knowing that your monthly payments will be higher, giving you some breathing room from another 30 years of mortgage payments.  


Know Your Credit Score


You should be checking in on your credit report periodically in order to catch any red flags early. Youíll also know and understand any weak spots in your credit. Youíll have time to eliminate any errors and give your score time to readjust. 

You should also get an idea of where you stand with your credit score. Credit card companies often provide this. Thereís also a few free services that exist to help you obtain your credit score. Knowing this information can be very helpful when youíre looking to refinance a home.


Find Out Your Homeís Value


Lenders want to know that you donít owe more than 80% of what your home is worth. An appraisal will be a part of the refinance process, but before you even start, it will be helpful to know how much you owe versus how much your home is worth. If you owe more than your home is worth, you may want to reconsider doing the kitchen over or going for that lower interest rate. Moving might be a better option financially.  


Get Your Finances Straight


A lender likes to know that youíre in good financial standing before they grant you a loan. Work on paying down your credit card balances and donít max out any cards that you do have. All this can hurt your credit and your chances of obtaining a loan. You can even talk to some lenders beforehand in order to see if refinancing is a good idea. 


Do Your Homework


All lenders are not created equal. You can start with your current lender when it comes to refinancing. Since they want to keep your business, your lender will hopefully have some good deals for you. Youíll need to take some time to compare rates from different companies and find the lowest rates available. If you do your homework, youíll be able to get the best deals and not regret your refinancing decision.




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Posted by Marie Presti on 12/3/2017

If this is your first time buying a home, you might be worried that you arenít asking enough questions. Or maybe youíre concerned youíre not asking the right questions--the things that matter the most when making a financial decision as important and life-changing as buying a home.  

While everyoneís situation is unique when buying a home, there are some questions that all buyers could benefit from asking. These questions will help you learn more about the home, how competitive the house is, and how much work youíll need to put into it.

Since time is usually of the essence for people buying a home, it makes sense to ask questions early on so that you donít waste too much time exploring an option that isnít ideal for your situation.

In this article, weíre going to give you 5 important questions to ask when you talk to a seller and their agent so that you can be prepared to make the best decision for you or your family.

1. How flexible is the asking price?

While few sellers or agents will outright tell you if theyíd accept a lower offer, itís still a good idea to ask this question, as it will open up a conversation about the sellerís feelings toward the home and whether theyíre pricing high with the hopes of receiving slightly lower offers.

2. How many offers has the home received?

It may seem counterintuitive, but most agents and sellers will be quite happy to tell you if theyíve received other offers. They know that once you know the current offer youíll have to either come up with a higher offer or move on. Itís a win-win for you and the seller, as it equips both of you with information you need to make the best choice.

3. Why are the sellers moving away?

This question can be personal, so if you receive an answer that suggests itís a family matter, donít press for too many details. However, some sellers and agents will let you know exactly why the house is for sale. From this simple question, you can learn the sellerís timeline for making the sale, details about the schools or neighborhoods, and any other reason that might drive someone to move out of the neighborhood.

4. Are there any problems with the house that you know of?

Although youíll have an inspection contingency in your contract if you do decide to make an offer on the home, itís better to know if there are any issues with the home before going through the bidding process.

Most sellers understand this and will be upfront about any problems with the home, including repairs that need to be made now or will need to be made soon after you move in.

5. What is the average cost of utilities?

Buying a home comes with a lot of added costs and fees. However, many people forget about the changes in the cost of utilities that comes with buying a home--especially if youíre moving from an apartment where some utilities may have been included.

The seller will be able to give you a good estimate on the cost of electricity, garbage removal, internet, heat, and more.




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Posted by Marie Presti on 11/26/2017

Houses today are built larger than ever. In spite of all the extra rooms, homeowners still have one common complaint: not enough storage space.

When house hunting, buyers often name storage space as one of their key concerns. As nest-makers, we often find it difficult to part ways with toys for our kids, exercise machines that are collecting dust, or old appliances that ďstill workĒ but no longer worked for us. That leaves homeowners with two options: rent a storage facility or make room.

Taking on an extra monthly bill just to store things that you arenít using isnít an idea that sits well with most homeowners who are already inundated with monthly expenses. But how can you create more space in your home than you already have? The answer lies somewhere up near the ceiling.

In this article, weíll talk about the vertical space in your home and how to take advantage of it without making things appear cluttered.

When and when not to use vertical space

Before we give you vertical storage tips, first letís talk about where you donít want to stack the boxes high.

Rooms where you have guest and the places in your home where you spend the most time arenít the ideal place for vertical storage. The living room, bathrooms, and bedrooms are all places where you need room to breathe. We often recommend light colors, open windows, and mirrors to improve the usage of space in these rooms. However, there are other places in your home that arenít frequented as often.

ďWhere am I going to put this thing?Ē

Thatís a questions many of us ask ourselves when we make a new purchase. Letís start outside the house and work out way in, hitting all of the best areas to store things.

The garage or shed

If you have a shed or garage, odds are thereís a lot of space up toward the ceiling you arenít using. A good way to take advantage of this is to use shelving and hooks for your tools.

If youíre a cyclist but canít figure out where to store your bikes during the winter, consider buying hooks so that you can store them up out of the way of the more useful winter items like shovels and snow blowers.

Kitchen storage

Kitchen cabinets can get cluttered easily. Inside your cabinets, try using stacking shelves to make it easier to stack high things like plates and bowls. For frequently used utensils, pots, and pans, and knives, consider installing a hook board on the wall above your counter. This will open up room in your cabinets and make your frequently used kitchen tools more accessible.

Bathroom storage

The bathroom closet can be a scary place. It is often home to countless cleaning objects, dirty laundry, towels, and more.

One great way to open up a lot of space in the bathroom closet is to hang laundry baskets on the interior of the closet door, or to hang mops, sweepers, and vacuums on the interior of the door for easy access.

Now that you know the benefits of vertical storage, think about how you can use it in your home to save space.




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Posted by Marie Presti on 11/20/2017

†Monthly Vlog: Planning a Holiday Party? The Presti Group Can Help





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