Posted by Marie Presti on 8/13/2017

A brand new house offers you more than upgraded amenities, modern floor designs and a vibrant lawn. When you purchase a new house, you get the luxury of waiting three or more years before you start performing general maintenance on the property. You could pocket $4,000 to $6,000 over those three years off the maintenance savings alone.

Itís a welcomed luxury that could create the wrong expectation. Just two years of a maintenance free lifestyle could tempt you to wait until something at your house breaks before you start conducting regular inspections,replacing worn parts and keeping your house up to code.

Regular maintenance on your home leads to huge cost savings

Wait until parts start to break and you could erase the entire savings that you built up during the first few years you owned your new house. Avoid that headache by making minimum performance checks and maintenance updates to your house. Included among the items that you should regularly inspect and repair are:

Fire alarms - At the minimum, check the batteries in fire alarms once a quarter. As a tip,if your fire alarms start beeping, it could be a sign that the batteries need to be replaced.

Check and replace fire extinguishers Ė A fire extinguisher should be checked at least once a year by a company that manufactures fire equipment. Certified home inspectors can also test fire extinguishers.

Look for frayed wiring Ė Repair frayed wires when you see them. Also,check breakers and circuit boards to see if they spark. Contact an electrician to replace damaged wires.

Uneven flooring Ė Bubbles in flooring could be a sign of water damage. Flooring can also bubble or become uneven due to wear and tear. Replace floor panels after they become misshaped, uneven or bubble. It prevents injuries and could help to keep more floor panels from becoming uneven.

Wall discoloration Ė Stains and discolorations on your walls could be a sign of a roof leak. A leaking roof could erode insulation and walls. Dampness can also create mold. Contact an inspector to check for roof damage and to see if there is interior damage to your home.

Driveway Ė Start inspecting your driveway annually. Look for cracks and unevenness. You could repair small cracks yourself using concrete sealers, con create patch and resurfacing materials.

Roofing Ė Things to look for in your roof are rust, buckled shingles, torn rubber boots, discolorations and missing shingles. Replace missing or damaged shingles early and you could avoid having to replace your entire roof.

Lawn Ė Holes, dryness, patchiness and brown spots are things to check your lawn for. If you spot problems with your lawn, you may need to test the soil to see if it has become acidic or has too much alkaline. Holes in your lawn could also be a sign that pests are damaging your property. In that case,you may need to install lawn screens or put up a fence, especially if you have plants or vegetables in your yard.

Garage door Ė Pay attention and notice if your garage door sticks when you open or close it. Also, test your garage door automatic opener. Call a technician if the door sticks, the automatic opener malfunctions or the door becomes off balance. It could keep someone from getting stuck in your garage.It could also keep the garage door from falling on someone.

Pests Ė Spot pests early. Put down traps and apply environmentally safepesticides. A single pest left undetected could turn into a swarm.

These regular house inspections and maintenance steps could save you thousands of dollars. They also help you to enjoy your home without constantly feeling as if youíre replacing a part on your house. Each of the steps also helps to keep your house safe.




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Posted by Marie Presti on 8/7/2017

Each month, The Presti Group will be bringing you a vlog that covers all things real estate. We hope these are helpful!




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Posted by Marie Presti on 8/7/2017

Check out The Presti Group's July Vlog! We hope you find it helpful.





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Posted by Marie Presti on 8/6/2017

After you have dotted your iís and crossed your tís to purchase a new home, you may have a million things running through your head. You probably want to buy new furniture and throw a house warming party, but thereís a few more pertinent things that you need to address just as you turn the key to enter your new home. The first thing that you should do when you move into a new house is create a checklist using the information in this blog post. 


Inspect Your Stuff


Moving can cause some damage to your furniture and boxed up things. Youíll want to take a look at everything thatís been moved into the house and make sure that itís completely in tact. If anything is damaged, youíll need to file a complaint with your moving company or replace any items that were broken by the move if you were responsible.


Turn On Your Utilities


Thereís a process in getting your utilities up and running. Youíll need to either have them turned on completely or just transfer their operations from the old owners to your name. 


Unpack


Itís important to unpack all of the essential things that youíll need at your new home. These items include sheets, pillows, blankets, kitchen items and coffee makers.


Organize


Moving into a home is a clean slate for you and your organizational skills. This is the time for you to get organized and put everything in a proper place. No one wants to move into a new home and immediately have a giant mess to clean up! Take your time and put everything in the right place. If you need to purchase shelving or other organizational tools, do so at this time to help you get off on the right foot.  


Inspect The House


Itís important to check out your house from top to bottom one more time shortly after moving in. If there are any problems that werenít there during the home inspection or any major issues that weren't revealed, youíll need to address them at this time.


Check For Pests


If there are any pests like mice or bugs in your home as you first move in, youíll need to take care of this ASAP. You donít want to have an infestation on your hands just as you move into your new home. You can either take on the problem yourself or call an exterminator for professional help.  


Secure The Home


From door locks to window safety, youíll want to check all around to ensure that your new home is safe and secure for you and your family. Thereís nothing more important the the health and safety of those you love, so you want to be sure that they are indeed protected from accidents and crime.           


Enjoy Your New Life!


Moving into a new home is very exciting. Youíll want to take the time to enjoy your new neighborhood and new surroundings. This also means taking care of your own well-being and your financial well-being as well. Make a budget so that all of your monthly payments are made promptly. Now that you have ďtaken care of business,Ē you can enjoy life!     





Posted by Marie Presti on 7/30/2017

When you buy a home, thereís more to shop for than just the right place to live. Before you settle with a lender, you should shop around a bit. You want to be sure that your lender has your very best interests in mind when youíre in the midst of making one of the biggest purchases of your lifetime. Below, youíll find some of the most important questions that you need to ask a lender while youíre in the process of buying a home.


Do You Offer Any Special Programs?


Choosing the right lender involves choosing a firm that offers the types of programs that will be helpful to your specific situation. You should look for a lender that offers a wide array of loans to suit your needs. Beware of any lender who tries to push you into a certain type of loan, especially if you donít feel that it is a good fit for you. 


Do You Understand The Terms Of Certain Types Of Loans?


If you are seeking a certain type of loan, you probably should tell your lender that upfront. Of they seem familiar with it and have worked with the loan before, youíre in good hands. If the type of loan that youíre looking for is more uncommon, then you may need to shop around carefully for the right lender who understands your needs. 


Do I meet The Qualifications For Specific Loans?


The requirements for the same loan at two different lenders could be different. Things like your credit score could be a big factor. If you have a less than desirable credit score, this would also prompt you to want to look around a bit. You should know that different lenders have different terms and looking at a few lenders could be beneficial to you.


What Are The Mortgage Rates?


Youíll need a general ballpark idea of what rates will be for you when you finally secure that home loan. Keep in mind that rates fluctuate often and that an estimate will be just that. Itís not a number that will be set in stone, however, it will give you a good place to start as you shop around for a loan. 


Do You Help With Down Payments?


There are many down payment assistance programs available and your lender can help you to navigate them. The more you put down, the better your interest rate will be. If the amount that youíre able to put down on a home is a factor for you, definitely discuss it with your lender.


Can You Provide Pre-Approval Proof?


In hot real estate markets, youíre going to need some proof that youíre pre-approved in order to have the upper hand once you put in an offer on a home. Your lender should be able to provide your real estate agent with a certified letter of your pre-approval and the amount. 


Choosing the right lender is just as important as choosing the right realtor and the right home to buy. Itís just another part of the home buying process!




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